Financial inclusion gets to the heart of our mission here at Vaya. It’s one of the core concepts that I use to describe our work. But sometimes I get the feeling that I should be more clear about what I’m talking about. In this post then, I’ll try to clarify what I mean when I say financial inclusion and why this matters to all of us.

TypeScript is one of the most favourite language for Devs. As everything that is good, it too have some flaws. We take runtime type-checking for today and see how we at Vaya found a solution to get better at it.
‍

‍

We started to build Vaya inspired by the people who own and operate small businesses (SBs) as I wrote about in my last post. But inspiration is rarely enough to build a company around. We needed to think hard about what we could actually do. We also needed to better understand what SBs are like as a group and what challenges they face.
‍

Why small businesses? The question inevitably comes with a quizzical expression probing whether there is some web3 or blockchain angle in there somewhere. After two years of building Vaya and explaining what we do at interviews, investor meetings, family dinners and the occasional cocktail party, I can now see that look coming: why focus on small businesses of all things?

Credit is a complex transaction. Just dig a layer underneath it and you witness the interweaving of many different entities that make a single transaction happen.In the previous post, we built the business case for a platform to embed credit. They facilitate the ‘pull point’ that initiates an instance of a borrower applying for credit.
‍

In the previous posts, we covered the ‘4Ps framework of Embedding’ and how the businesses considering ‘embedding’ can think about ‘Product Market Fit in Embedded Finance’.

‍